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Visa Infinity Rewards Details

Purchase Intro APR* 0% for 6 months
Balance Transfer Intro APR 3.99% for 12 months
Standard Purchase APR** 10.15% to 18%
Cash Advance APR Same as Standard Purchase APR
Annual Fee $0
Minimum Interest Charge $0
Balance Transfer Fee $0
Cash Advance Fee $0
Foreign Transaction Fee 1% of each transaction in U.S. dollars
Purchase Transaction Fee $0
Late Payment Fee Up to $25.00
Returned Payment Fee Up to $25.00
Statement Copy Fee $5.00
Document Copy Fee $25.00
Rush Fee $30.00
Card Replacement Fee $15.00
Pay-by-Phone Fee $0

Redeem Rewards

Reward Details

Earn 1 point per dollar spent on purchases; returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn. If your account is closed, voluntarily or involuntarily, past due or over limit, you will forfeit all points. Your points will expire after five (5) years, with the oldest points expiring monthly.

Disclosures

*Special purchase interest rate of 0.00% APR is applied for six months from posting date of the transaction. APR = Annual Percentage Rate. Promotional APR will last through six statements and then revert to the regular variable purchase APR with the seventh monthly statement. You have 25 days after the close of each statement period to pay your balance in full without being charged interest.

**Rate Based on creditworthiness. APR = Annual Percentage Rate. Rate valid as of January 1, 2021. Rates subject to change without notice.

Visa Credit Card Agreement