|
Introductory Purchase APR*
|
0% for 6 months |
| Introductory Balance Transfer APR |
0% for 6 months |
| Standard Purchase APR** |
13.40% to 18% |
| Cash Advance APR |
Same as Standard Purchase APR |
| Annual Fee |
$0 |
| Minimum Interest Charge |
$0 |
| Balance Transfer Fee |
$0 |
| Cash Advance Fee |
$0 |
| Foreign Transaction Fee |
1% of each transaction in U.S. dollars |
| Purchase Transaction Fee |
$0 |
| Late Payment Fee |
Up to $25.00 |
| Returned Payment Fee |
Up to $25.00 |
| Statement Copy Fee |
$5.00 |
| Document Copy Fee |
$25.00 |
| Rush Fee |
$30.00 |
| Card Replacement Fee |
$15.00 |
| Pay-by-Phone Fee |
$0 |
Disclosures
†Visa Credit Card Agreement
| Purchase Intro APR* |
0% for 6 months |
| Balance Transfer Intro APR |
0% for 6 months |
| Standard Purchase APR** |
15.40% to 18% |
| Cash Advance APR |
Same as Standard Purchase APR |
| Annual Fee |
$0 |
| Minimum Interest Charge |
$0 |
| Balance Transfer Fee |
$0 |
| Cash Advance Fee |
$0 |
| Foreign Transaction Fee |
1% of each transaction in U.S. dollars |
| Purchase Transaction Fee |
$0 |
| Late Payment Fee |
Up to $25.00 |
| Returned Payment Fee |
Up to $25.00 |
| Statement Copy Fee |
$5.00 |
| Document Copy Fee |
$25.00 |
| Rush Fee |
$30.00 |
| Card Replacement Fee |
$15.00 |
| Pay-by-Phone Fee |
$0 |
Reward Details
Earn 1 point per dollar spent on purchases; returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn. If your account is closed, voluntarily or involuntarily, past due or over limit, you will forfeit all points. Your points will expire after five (5) years, with the oldest points expiring monthly.
Disclosures
†Visa Credit Card Agreement
| Purchase Intro APR* |
0% for 6 months |
| Balance Transfer Intro APR |
0% for 6 months |
| Standard Purchase APR** |
16.40% to 18% |
| Cash Advance APR |
Same as Standard Purchase APR |
| Annual Fee |
$0 |
| Minimum Interest Charge |
$0 |
| Balance Transfer Fee |
$0 |
| Cash Advance Fee |
$0 |
| Foreign Transaction Fee |
1% of each transaction in U.S. dollars |
| Purchase Transaction Fee |
$0 |
| Late Payment Fee |
Up to $25.00 |
| Returned Payment Fee |
Up to $25.00 |
| Statement Copy Fee |
$5.00 |
| Document Copy Fee |
$25.00 |
| Rush Fee |
$30.00 |
| Card Replacement Fee |
$15.00 |
| Pay-by-Phone Fee |
$0 |
Rebate Details
Earn 1% back on your monthly purchases. The rebate will post as a credit to your Visa account monthly. Rebates are earned on purchases only; returns will be deducted from the calculation. If your account is closed, voluntarily or involuntarily, past due or over limit, or inactive you will forfeit all rebates.
Disclosures
†Visa Credit Card Agreement
Visa® Credit Cards
Purchase what you need or want anytime in stores or online with our low APR* and no annual fees Visa® Credit Cards. Enjoy the freedom of flexible funding that’s there for you whenever you need it. Apply today and start shopping with ease.
Visa® Infinity Credit Card
Finding a low rate credit card can be tricky, but our Visa® Infinity credit card takes out the guesswork.
Apply Now View Details
Visa® Infinity Rewards Credit Card
Imagine turning your everyday expenditures into a family trip, airline miles, or a flat screen television. Visa® Infinity Rewards cardholders earn points toward rewards.
Apply Now View Details
Visa® Infinity Rebate Credit Card
We want to help you get more for your money! Visa® Infinity Rebate cardholders earn cash back rewards on all purchases.
Apply Now View Details
Understanding Your Credit Card Statement
How We Calculate Your Balance
We use a method called “average daily balance (including current transactions).” See your account agreement under Finance Charge for more details.
Minimum Monthly Payment
Minimum monthly payment is 3% of your total new balance or the over limit amount, whichever is greater, but not less than $25 plus the amount of any unpaid prior payments due. Payments of $10,000 or greater may not be part of your available credit for three (3) business days. Your payment is due the 28th of every month.
Billing Rights
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Disclosures
*Rate Based on creditworthiness. APR = Annual Percentage Rate. Rates valid as of January 1, 2024. Rates subject to change without notice.
Visa Credit Card 24-hours Benefit Administrator Line (Travel, Trip Cancelation, and Roadside benefits): 1-800-992-6029 If you are outside of the United States, call collect at 1-804-673-1675
Visa Credit Card Agreement