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Loan Rates

Rates effective January 1st, 2024

Auto Loans - Cars, Trucks, Street Motorcycles (New and Used) 
Term APR* as low as
0 - 36 months 6.99%
37 - 48 months 7.09%
49 - 60 months 7.19%
61 - 72 months 7.29%
73 - 84 months  7.99%

Auto Loan Calculator Apply for a Loan

*APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on a variety of factors, including, but not limited to: the model year and type of the vehicle, whether the vehicle is new or used, credit history, loan amount, loan term, loan to value ratio of vehicle, etc. All loans are subject to credit approval. Additional restrictions and conditions may apply. Rates are subject to change without notice. First payment deferred up to 90 days available for qualified borrowers. Interest starts at loan disbursement. A one-time product maintenance fee of $99.00 will apply. For more information, contact a Credit Union Representative.

Payment example: 

A $20,000 auto loan for 36 months @ 6.99% would have the estimated payment of $624.51 per month but is subject to change due to credit worthiness and additional loan coverage products being added. 

Longer terms are avaliable. Contact us for more information. 


Boats/Rvs/Travel Trailers 
Term APR* as low as
0 - 36 months (Minimum loan amount $5,000+) 6.99%
37-60 months (Minimum loan amount $10,000+) 7.19%
61-72 months (Minimum loan amount $15,000+) 7.49%
73-96 months (Minimum loan amount $25,000+) 7.89%
97-144 months (Minimum loan amount $50,000+) 8.19%

Loan Calculator Apply for a Loan

*APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on a variety of factors, including, but not limited to: the model year and type of the vehicle, whether the vehicle is new or used, credit history, loan amount, loan term, loan to value ratio of vehicle, etc. All loans are subject to credit approval. Additional restrictions and conditions may apply. Rates are subject to change without notice. First payment deferred up to 90 days available for qualified borrowers. Interest starts at loan disbursement. A one-time product maintenance fee of $99.00 will apply. For more information, contact a Credit Union Representative.

Payment example: 

A $20,000 recreational loan for 36 months @ 6.99% would have the estimated payment of $624.51 per month but is subject to change due to credit worthiness and additional loan coverage products being added. 

Longer terms are avaliable. Contact us for more information. 


Non-Street Motorcycle, ATVs, Snowmobiles, Personal Watercraft 
Term APR* as low as
0 - 36 months (Minimum loan amount $5,000+) 6.99%
37 - 48 months (Minimum loan amount $5,000+) 7.09%
49 - 60 months (Minimum loan amount $5,000+) 7.29%
61 - 72 months (Minimum loan amount $15,000+) 7.79%
73 - 84 months  (Minimum loan amount $25,000+) 8.49%

Loan Calculator Apply for a Loan

*APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on a variety of factors, including, but not limited to: the model year and type of the vehicle, whether the vehicle is new or used, credit history, loan amount, loan term, loan to value ratio of vehicle, etc. All loans are subject to credit approval. Additional restrictions and conditions may apply. Rates are subject to change without notice. First payment deferred up to 90 days available for qualified borrowers. Interest starts at loan disbursement. A one-time product maintenance fee of $99.00 will apply. For more information, contact a Credit Union Representative.

Payment example: 

A $15,000.00 loan for 36 months @ 6.99% would have the estimated payment of $468.39 per month but is subject to change due to credit worthiness and additional loan coverage products being added. 


Signature Loans 
Term APR* as low as
0 - 36 months 11.49%
37 - 60 months 11.99%
61 - 72 months 12.99%

Loan Calculator Apply for a Loan

*APR is annual percentage rate. Rates are subject to change without notice. Minimum loan amount for unsecured signature loans is $500. 


Infinity LOC 
Rate Type APR* as low as
Fixed  11.50%

*APR is annual percentage rate. Rates are subject to change without notice. 


Credit Cards
Card Type APR* as low as
Visa Infinity Credit Card 13.40%
Visa Infinity Rewards Credit Card 15.40%
Visa Infinity Rebate Credit Card 16.40%

*APR is annual percentage rate. Rates are subject to change without notice. Rate is determined by your credit history at the time of application. Certain restrictions may apply.