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Fee Schedule

Fees as of 11/1/2021

Share Account Fees
Minimum Share Account Open Balance $25.00
Christmas Club Account Early Withdrawal Fee $10.00 per Withdrawal
Closed Regular Savings Account Fee $5.00
Dormant Account Fee (under $50) $10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated
Early Account Closing Fee $25 / 90 days of opening
Checking Account Fees
Closed Checking Account Fee $10.00
Early Account Closing Fee $25 / 90 days of opening
Minimum Opening Balance Checking $25.00 
Minimum Opening Balance Premier Checking $2500.00 
Balancing Checkbook $20.00 per occurrence
Check Cashing $5.00 If account is below $100.00 during that visit
Check Copy Fee $5 per copy / $7 per copy (Mailed)
Bill Pay Fee per transaction (if no eStatements) $1.00
Cashier's Check
(to replace member's check)
$5.00
Courtesy Pay Fee $32.00  per presentment
Dormant Account Fee (under $50) $10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated
Debit Card & ATM Fees
Debit Card Copy Purchase Draft $25.00
Courtesy Pay Fee $32.00  per presentment
Replacement Cards $15.00
ATM Empty Envelope Fee $25.00
ATM Deposit Offage Fee $5.00
ATM Surcharge Fee $3.00
Nonproprietary ATM Withdrawal Fee $2.00 After 8 withdrawals in any month (Transactions on our machines do not count  towards the 8)
Credit Card Fees
Replacement Card $15.00
Late Payment $25.00
Returned Payment Fee Up to $25.00
Statement Copy $6.00
Copy Purchase Draft $25.00
Foreign Transactions Fee 1.00%
Other Service Fees (applicable to all accounts)
Account History Fee (per page) $2.00/$3.00 (mailed)
ACH On Demand Fee $10.00
Stop Payment Fee $30.00
NSF Fee $32.00  per presentment
Transfer Fee $8.00
Deposit Item Return Fee $30.00 or amount of the item, whichever is less
Cashier's Checks $5.00 each
Coin Counting This service is free for our members
Fax $3.00
Garnishment / Tax Levy $50.00
Mailed Paper Statement $5.00, waived with active credit card
Overnight Fee $30.00
IRA Premature Withdrawals $10.00
IRA Account Closure Fee $25.00
HSA Closure Fee $25.00
Money Order Fee $3.00
Stale Date Cashier's Check or Money Order $10.00
Non-Member Check Cashing Charge $5.00
Research, with or without a subpoena $25.00 per hour plus cost of check copies
Incorrect Address Fee $5.00 per month
Returned Mail Fee $5.00 per piece
Statement Copy Fee $6.00
Outgoing Wire Transfer - Domestic $30.00
Incoming Wire Transfer - Domestic $10.00
Outgoing Wire Transfer - International $60.00
Incoming Wire Transfer - International $10.00
Processing International Items
(Canadian)
$25.00
Processing International Items
(Non-Canadian)
$35.00
Late Loan Payment $25.00
Bill Pay Fee per transaction
(if no e-Statements)
$0.75
Temporary Check Fee $2.00 per Sheet of 4 checks

The rates and fees appearing on this schedule are accurate and effective for deposit accounts as of the last Dividend Declaration Date indicated on this schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.