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Fee Schedule

Fees as of 10/1/2021

Share Account Fees
Minimum Share Account Open Balance $25.00
Christmas Club Account Early Withdrawal Fee $10.00 per Withdrawal
Closed Regular Savings Account Fee $5.00
Dormant Account Fee (under $50) $10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated
Early Account Closing Fee $25 / 90 days of opening
Share Draft Account Fees
Closed Draft Account Fee $10.00
Early Account Closing Fee $25 / 90 days of opening
Minimum Opening Balance $25.00 for regular checking
$2500.00 for Premier Checking
Balancing Checkbook $20.00 per occurrence
Check Cashing $5.00 If account is below $100.00 during that visit
Draft Copy Fee $5 per copy / $7 per copy (Mailed)
Overdraft Fee $30.00  per presentment
Overdraft Transfer $5.00 per occurrence
Share Draft Printing Fee Prices Vary
Cashier's Check
(to replace member's draft)
Stop Payment Fee $30.00 Single or Series
Courtesy Pay Fee $30.00  per presentment
Dormant Account Fee (under $50) $10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated
DEBIT & ATM card Fees
Debit Card Closure/Freeze Fee for abuse $10.00
ATM Empty Envelope Fee $25.00
ATM Deposit Offage Fee $5.00
ATM Surcharge Fee $3.00
Debit Card Copy Purchase Draft $25.00
Courtesy Pay Fee $30.00  per presentment
Replacement Cards $15.00
Nonproprietary ATM Withdrawal Fee $2.00 After 8 withdrawals in any month (Transactions on our machines do not count  towards the 8)
VISA Replacement Card $15.00
Late Payment $25.00
Returned Payment Fee Up to $25.00
VISA Statement Copy $5.00
Copy Purchase Draft $25.00
Foreign Transactions Fee 1.00%
Other Service Fees (applicable to all accounts)
Account History Fee (per page) $2.00/$3.00 (mailed)
ACH Stop Payment Fee $30.00
ACH NSF Fee $30.00  per presentment
ACH Transfer Fee $5.00
Deposit Item Return Fee $30.00 or amount of the item, whichever is less
Cashier's Checks $5.00 each
Coin Counting This service is free for our members
Fax $3.00
Garnishment / Tax Levy $50.00
Mailed Item Fee $3.00
Overnight Fee $30.00
IRA Premature Withdrawals $10.00
IRA Account Closure Fee $25.00
Money Order Fee $3.00
Stale Date Cashier's Check or Money Order $10.00
Non-Member Check Cashing Charge $5.00
Research, with or without a subpoena $25.00 per hour plus cost of check copies
Incorrect Address Fee $5.00 per month
Returned Mail Fee $5.00 per piece
Statement Copy Fee $5.00 per copy / $7.00 (mailed)
Outgoing Wire Transfer - Domestic $30.00
Outgoing Wire Transfer - International $50.00
Incoming Wire Transfer - International $10.00
Processing International Items
Processing International Items
Late Loan Payment $25.00
Foreign Item Collection over $1000.00 $25.00 per item
Bill Pay Fee per transaction
(if no e-Statements)
Temporary Check Fee $2.00 per Sheet of 4 checks

The rates and fees appearing on this schedule are accurate and effective for deposit accounts as of the last Dividend Declaration Date indicated on this schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.