Fees as of 5/1/2023
Share Account Fees
| Minimum Share Account Open Balance |
$25.00 |
| Christmas Club Account Early Withdrawal Fee |
$10.00 per Withdrawal |
| Closed Regular Savings Account Fee |
$5.00 |
| Dormant Account Fee (under $50) |
$10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated |
| Early Account Closing Fee |
$25 / 90 days of opening |
Checking Account Fees
| Closed Checking Account Fee |
$10.00 |
| Early Account Closing Fee |
$25 / 90 days of opening |
| Minimum Opening Balance Checking |
$25.00 |
| Minimum Opening Balance Premier Checking |
$2500.00 |
| Balancing Checkbook |
$20.00 per occurrence |
| Check Cashing |
$5.00 If account is below $100.00 during that visit |
| Check Copy Fee |
$5 per copy / $7 per copy (Mailed) |
| Bill Pay Fee per transaction (if no eStatements) |
$1.00 |
Cashier's Check
(to replace member's check) |
$5.00 |
| Courtesy Pay Fee |
$32.00 per presentment |
| Dormant Account Fee (under $50) |
$10.00 per month after 12 months of inactivity, Upon reaching 3 years the account is escheated |
| Reopen Closed Checking Account (Second Chance) |
$25.00 |
Debit Card & ATM Fees
| Debit Card Copy Purchase Draft |
$25.00 |
| Courtesy Pay Fee |
$32.00 per presentment |
| Replacement Cards |
$10.00 |
| ATM Empty Envelope Fee |
$25.00 |
| ATM Deposit Offage Fee |
$5.00 |
| ATM Surcharge Fee |
$3.00 |
| Nonproprietary ATM Withdrawal Fee |
$2.00 After 8 withdrawals in any month (Transactions on our machines do not count towards the 8) |
Credit Card Fees
| Replacement Card |
$10.00 |
| Late Payment |
$25.00 |
| Returned Payment Fee |
Up to $25.00 |
| Statement Copy |
$6.00 |
| Copy Purchase Draft |
$25.00 |
| Foreign Transactions Fee |
1.00% |
Other Service Fees (applicable to all accounts)
| Account History Fee (per page) |
$2.00/$3.00 (mailed) |
| ACH On Demand Fee |
$10.00 |
| Stop Payment Fee |
$30.00 |
| NSF Fee |
$32.00 per presentment |
| Transfer Fee |
$8.00 |
| Deposit Item Return Fee |
$30.00 or amount of the item, whichever is less |
| Cashier's Checks |
$5.00 each |
| Coin Counting |
This service is free for our members |
| Fax |
$3.00 |
| Garnishment / Tax Levy |
$50.00 |
| Mailed Paper Statement |
$5.00, waived with active credit card |
| Overnight Fee |
$30.00 |
| IRA Premature Withdrawals |
$10.00 |
| IRA Account Closure Fee |
$25.00 |
| HSA Closure Fee |
$25.00 |
| Money Order Fee |
$3.00 |
| Stale Date Cashier's Check or Money Order |
$10.00 |
| Non-Member Check Cashing Charge |
$5.00 |
| Research, with or without a subpoena |
$25.00 per hour plus cost of check copies |
| Incorrect Address Fee |
$5.00 per month |
| Returned Mail Fee |
$5.00 per piece |
| Statement Copy Fee |
$6.00 |
| Outgoing Wire Transfer - Domestic |
$30.00 |
| Incoming Wire Transfer - Domestic |
$10.00 |
| Outgoing Wire Transfer - International |
$60.00 |
| Incoming Wire Transfer - International |
$10.00 |
Processing International Items
(Canadian) |
$25.00 |
Processing International Items
(Non-Canadian) |
$35.00 |
| Late Loan Payment |
$25.00 |
Bill Pay Fee per transaction
(if no e-Statements) |
$0.75 |
| Temporary Check Fee |
$2.00 per Sheet of 4 checks |
| Verification of Deposit (non-government) |
$5.00 |
| RISE fee per transaction |
$2.95 |
| Escheatment Fee |
$30.00 |
The rates and fees appearing on this schedule are accurate and effective for deposit accounts as of the last Dividend Declaration Date indicated on this schedule. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union.