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Instant Payments

receive payments in real time

FPCCFCU allows members to receive instant payments, providing an additional method for quickly and conveniently accepting money. By providing this latest innovation in digital banking, we enable members to receive payments from businesses and individuals in real time, 24/7. Unlike ACH or card payments, this money will ordinarily move from the sender to the receiver in 5-8 seconds. The payments are fast, convenient and irrevocable.

How to set up your account to receive instant payments

To ensure successful receipt of Instant Payments, you must use your complete MICR number. You can find this within the FPCCFCU mobile app by following these steps:

  1. Log in to the FPCCFCU mobile app.
  2. Tap the "Accounts" tab at the bottom of the screen.
  3. Select the account suffix to receive Instant Payments.
  4. Select "Account Details" and tap the "More Account Details" button located below the account balance.
  5. Locate the Account Number at the bottom of the "Account Information" section. This is the MICR number.