Purchasing a Certificate is Simple and Secure

Ready to grow your savings? Log into Online Banking or our Mobile App, and look for Buy a Certificate —you’ll find it on the Home Page or under New Accounts. From there, just choose your preferred rate and term, then click Purchase Online to complete your transaction. It's quick, convenient, and designed to help your money go further—whenever and wherever it works best for you.

*Please note: New Money Specials are not available for online purchase and must be opened directly with a team member.

More reasons to invest

Guaranteed fixed rate of return

When you invest in our Share Certificates, there is no guessing. You pick the deposit amount, the term, and the rate. You’ll be able to calculate your dividends upon maturity at the beginning of your investment. Early withdrawal fees may apply.

Short-term and long-term investing

With terms ranging from six months to five years or more, you have a variety of investment options to meet your personal needs. If you think rates will rise, invest in a shorter term. If you think rates will decline or remain the same, invest in a long-term share certificate.

Low initial opening deposit

You can open a share certificate with as little as $300, while a money market account often requires a larger deposit and doesn’t earn as high a rate.

Federally insured

Share certificates are federally insured by the National Credit Union Administration (NCUA), a US government agency. Each account is federally insured up to $250,000, so you know your funds are safe and sound. Excess Share Insurance provides at least $250,000 additional protection on member share accounts.