Is your mailbox regularly full of junk mail and unsolicited loan or credit card offers? Third-party companies sometimes try to get your business by sending pre-screened offers based on the information in your credit report. These offers won’t hurt your credit score, but they do contain a lot of personal information you may not wish to share. Not to mention, they can be burdensome. Fortunately, there are solutions to stopping the influx of junk mail to your home.
OptOutPrescreen.com is a tool we frequently recommend to members concerned with the number of prequalified loan offers they receive. This site, supported by major credit bureaus, allows individuals to opt out of receiving pre-screened credit and insurance offers. This allows you to reduce unwanted mail while also protecting your personal data.
Some other tools we recommend include:
- DMAchoice.org: This service, offered by the Data & Marketing Association, allows individuals to opt out of catalogs, magazine offers, and other direct mail marketing. Members can choose the types of mail they want to receive and stop the ones they don’t.
- DoNotCall.gov: Managed by the Federal Trade Commission, the Do Not Call Registry allows individuals to register their phone numbers to avoid telemarketing calls. Registration is free and can be done online.
Other websites offer personal information such as addresses and phone numbers. Services like Abine, DeleteMe or OneRep help members in removing their information from people search databases including Spokeo, Whitepages and others.