What makes our auto loans guilt-free? Great rates, flexible terms and loan protections that protect you both financially and mechanically, while saving you money and stress.

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We offer several protection plans with the purpose of helping members avoid costly repairs and out-of-pocket expenses.

Guaranteed Asset Protection

GAP, or Guaranteed Asset Protection, helps if your car is totaled or stolen. It covers the difference between your insurance payout and what you still owe on your loan balance, may cover part of your insurance deductible, and gives you $1,000 toward your next vehicle with us.

Auto Essentials Vehicle Protection Plan: 

Auto Essentials protects your vehicle from every day incidents and unexpected circumstances that can cost you money, like:

• Key or remote replacement
• Tire and wheel road hazard protection
• Paintless dent repair
• Windshield repair
• And 24 Hour Roadside Assistance

Auto Essentials helps maximize your ownership experience and retain your vehicle’s long-term value.

Mechanical Breakdown Protection: 

Mechanical Breakdown Protection covers costly repairs from mechanical failures. It also includes roadside assistance, towing, and rental car reimbursement—potentially saving you thousands of dollars.

GAP is subject to limitations and exclusions, including but not limited to a loan-to-value (LTV) maximum.

Key or Remote Replacement not available to consumers who reside in WY.

Windshield Repair not available to consumers who reside in FL.

 

*APR=Annual Percentage Rate. Subject to credit approval. Promotional rate valid September – September 30, 2025 on 2022 model year and newer for up to 60 months. Restrictions may apply. Rates subject to change without notice. First payment deferred up to 90 days available for qualified borrowers. Interest starts at loan disbursement.