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Digital Wallet

What is Apple Pay?

Apple Pay is a way to pay with your iPhone, Apple Watch, iPad, or Mac. You can make payments in stores, within apps, or online with just a touch.

You can use Apple Pay anywhere you see these logos:

Apple Pay icons

How to Use Apple Pay:

In Stores
Hold your iPhone near the reader with your finger on Touch ID or double-click the side button on your Apple Watch, then hold it near the reader. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

pay with fingerprint

Within Apps
If you’re in an app on your iPhone, iPad, or Apple Watch, and you see the Apple Pay logo, just place your finger on Touch ID to check out.

Online
Now the convenience of using Apple Pay in stores and within apps is available on the web in Safari. Whether you’re shopping or donating on your iPhone, iPad, or Mac, use Apple Pay without having to create an account or log in. Touch ID is also available on the MacBook Pro, so paying happens with just a touch and is quicker, easier, and more secure than ever before.

Here’s what you need to use Apple Pay:

  1. You’ll need your eligible device
  2. Your Fire Police City County FCU debit or credit card
  3. The latest version of iOS, watchOS, or macOS
  4. An Apple ID signed in to iCloud
  5. Add your card to your device

How Does It Work?

When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. Your card number is never stored on your device or Apple’s servers, and when you pay, your card numbers are never shared by Apple with merchants.

Apple Pay FAQs

 

When you pay in stores, neither Apple nor your device sends your actual credit or debit card numbers to merchants. When you pay within apps and websites in Safari, the merchant will only receive information like name, email address, billing and shipping addresses that you authorize to share to fulfill your order.

In your iPhone, go to Wallet app, and select your payment card. Tap on the ‘I’ info icon in the lower right side of the screen. Scroll down to Card Information. The last 4 digits of your Device Account Number are displayed there.

To find Device Account Number for your Apple Watch, go to the Watch app on your iPhone. Go to My Watch, Wallet & Apple Pay, and tap on your card. The last 4 digits of your Device Account number are listed under the ‘Card Information’ heading.

If your iPhone is ever lost or stolen, you have the option of using your “Find My Phone” through the iCloud app to suspend or permanently remove the ability to pay from your device. Call the Credit Union to suspend your cards.

You can add or remove cards whenever you choose.

More information is available at apple.com.