| Purchase Intro APR* |
0% for 12 months |
| Balance Transfer Intro APR |
Same as Standard Purchase APR |
| Standard Purchase APR** |
15.15% to 18% |
| Cash Advance APR |
Same as Standard Purchase APR |
| Annual Fee |
$0 |
| Minimum Interest Charge |
$0 |
| Balance Transfer Fee |
$0 |
| Cash Advance Fee |
$0 |
| Foreign Transaction Fee |
1% of each transaction in U.S. dollars |
| Purchase Transaction Fee |
$0 |
| Late Payment Fee |
Up to $25.00 |
| Returned Payment Fee |
Up to $30.00 |
| Statement Copy Fee |
$6.00 |
| Document Copy Fee |
$25.00 |
| Rush Fee |
$30.00 |
| Card Replacement Fee |
$10.00 |
| Pay-by-Phone Fee |
$0 |
Redeem reward points in online banking or the FPCCFCU Mobile App
DreamPoints Rewards Details
Earn 1.5 points per dollar spent on purchases; returns will be deducted from the bonus point calculation. There is no limit to the amount of points you can earn. If your account is closed, voluntarily or involuntarily, past due or over limit, you will forfeit all points. Your points will expire after three (3) years, with the oldest points expiring monthly.
Disclosures
†Visa Credit Card Agreement