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Digital Wallet

Using your Fire Police City County FCU Debit and Credit Cards, you can streamline online purchases and mobile payment solutions at more than 1 million stores across the U.S.

What is Samsung Pay?

Samsung Pay uses proprietary technology that works with both Magnetic Secure Transmission (MST) and Near-Field Communication (NFC) to make contactless mobile payments. MST and NFC enable you to make secure transactions at virtually every card reader where you can swipe or tap your card.

How to Use Samsung Pay:

In Stores
Samsung Pay is accepted virtually anywhere you can swipe or tap your card. It makes transactions super easy — swipe up to launch the app. Secure with your fingerprint. Hover your device over the card reader to pay. Once it beeps, your transaction is complete.

pay with fingerprint

In Apps
Rather than entering your credit card number, just select Samsung Pay at checkout and authenticate the purchase with your fingerprint.

Samsung Pay

Getting Started

  1. You’ll need your eligible device
  2. Your Fire Police City County FCU debit or credit card
  3. On your device, navigate to Apps » Samsung Pay
  4. Navigate to ADD » Add a credit card or debit card
  5. Align your payment card inside the frame
  6. Enter any remaining required information. Then, touch NEXT
  7. Review the Terms of Service. Then, touch AGREE TO ALL
  8. To authenticate your identity, touch the verification method
  9. To complete the process, touch DONE

How Does It Work?

To protect your information, Samsung Pay uses tokenization and fingerprint authorization. Tokenization generates a unique sequence of numbers (instead of transmitting your account information) every time you make a purchase. The token is encrypted and eliminates the need for merchants to store your card data on their networks.

Samsung Pay FAQs


Most transactions made through Samsung Pay are viewable shortly after processing, for one month from the time of purchase. Simply open the app and tap on a card to see all the Samsung Pay transactions made with that card. Additionally, a notification with your transaction details will be sent to your device after each Samsung Pay purchase. Note: notifications require an active internet connection.

Returns made through Samsung Pay are handled the same way as with your physical card—according to the store’s policies. If you return an item paid for through Samsung Pay, the store may require you to hover your device over either the card reader or the NFC reader to complete the return.

When paying with Samsung Pay, you’ll receive and sign a receipt for your purchases, just as you would with a physical card. You won’t receive a separate physical or digital receipt from Samsung Pay.

For Galaxy S6, S6 edge, S6 edge+ and Note 5, Samsung Pay will be automatically installed through a software update. Going forward, compatible devices in supported countries will have Samsung Pay preloaded when purchased.

Samsung Pay works almost anywhere you can swipe or tap your card. From the grocery store to the coffee shop to your favorite clothing stores, Samsung Pay is the only mobile payment service that works at the majority of U.S. retail locations. In situations where you have to dip your card or in places where you don’t swipe your card yourself (e.g. sit-down restaurants, hotels, auto shops.), it’s better to use your actual card. Samsung Pay doesn’t currently work at gas station pumps with dip readers, but it will work at most gas station cashier card readers.

You can use all Fire Police City County debit and credit cards with Samsung Pay except our HSA debit card.