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Skip-A-Payment

We understand that things happen in life, from unexpected emergencies to unpredictable expenses. That’s why we offer our Skip a Payment program for eligible loans. Skip a loan payment once in a rolling 12-month period and then get right back to paying your loan off the next month.

Certain restrictions apply:

  • $25.00 minimum balance required in savings account
  • Credit Union account must be in good standing
  • Eligible loans include* Auto Loans, Personal Loans, Credit Cards
  • Not available on First Mortgages, Second Mortgages, and Home Equity Loans
  • One Skip-a-Pay is allowed per loan per year
  • Low $25 fee to skip a payment

A guide to Skip-A-Pay on the FPCCFCU mobile app can be found here.

 

*Certain restrictions apply. Not available on First Mortgages, Second Mortgages, and Home Equity Loans. One (1) Skip-A-Pay is allowed per loan per calendar year. $25 fee per loan. Skipped payments are added to the end of the loan term and interest continues to accrue during the deferral. Credit Union account must be in good standing.