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Skip-A-Payment

We understand that things happen in life, from unexpected emergencies to unpredictable expenses. That’s why we offer our Skip a Payment program for eligible loans. Skip a loan payment once in a rolling 12-month period and then get right back to paying your loan off the next month.

Certain restrictions apply:

  • $25.00 minimum balance required in savings account
  • Credit Union account must be in good standing
  • Eligible loans include* Auto Loans, Personal Loans, Credit Cards
  • Not available on First Mortgages, Second Mortgages, and Home Equity Loans
  • One Skip-a-Pay is allowed per loan per year
  • Low $25 fee to skip a payment

*All loans (excluding First Mortgage, Second Mortgage, and Home Equity Line of Credit) currently with FPCCFCU will qualify for three (3) Skip-a-Pay opportunities at no cost until December 31, 2020**.

**Certain restrictions apply.  Auto loans, Personal loans and Credit Cards qualify for three (3) Skip-A-Pay opportunities at no cost until December 31, 2020. Not available on First Mortgages, Second Mortgages, and Home Equity Loans. Skipped payments are added to the end of the loan term and interest continues to accrue during the deferral. Credit Union account must be in good standing. A $25 fee will be charged for future skips, one Skip-A-Pay is allowed per loan per calendar year. Weekly and biweekly loan payments cannot be completed online or in the mobile app.