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NCUA Share Insurance

The National Credit Union Administration (NCUA) covers every Fire Police City County FCU members’ deposit with federal deposit insurance that is backed by the full faith and credit of the United States government. This insurance is for at least $250,000 on share deposits, with an additional $250,000 in coverage for certain retirement accounts.

Excess Share Insurance

In addition, your Credit Union provides private insurance through Excess Share Insurance Corporation (ESI), a property and casualty insurance company licensed in the State of Ohio. ESI provides at least $250,000 additional protection on member share accounts plus an additional $250,000 on Individual Retirement Accounts (IRA). By adding this coverage to our primary insurance limits, you can take comfort in knowing your funds are safe and secure with Fire Police City County FCU.