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Privacy Notice

We recognize our responsibility to protect our member’s nonpublic personal information. We have adopted the following privacy policy and approach that respects this information while addressing your needs. We believe all personal and financial information specific to you, made available to us through any channel, constitutes nonpublic personal information.

If you have any questions regarding this privacy notification, please contact us.

Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and credit card or other debt
  • credit history and credit scores
  • mortgage rates and payments and transaction or loss history
When you are no longer our member, we continue to share your information as described in this notice.
How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Fire Police City County FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Fire Police City County FCU share?Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureausYesNo
For our marketing purposes to offer our products and services to youYesYes
For joint marketing with other financial companiesYesYes
For our affiliates' everyday business purposes such as information about your transactions and experiencesNoWe don't share
For our affiliates' everyday business purposes such as information about your credit worthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share
What we do
How does Fire Police City County FCU protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Fire Police City County FCU collect my personal information?We collect your personal information, for example, when you
  • open an account or apply for a loan
  • make a wire transfer or provide account information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State law and individual companies may give you additional rights to limit sharing.
    AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
    • Fire Police City County FCU has no affiliates
    NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
    • Nonaffiliates we share with can include insurance companies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, consumer reporting agencies, data processors, and check/share draft printers
    Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT, credit card companies, loan recapture programs, financial advisors, and Allied Solutions

    Protecting your privacy is an ongoing process. These reviews will result in new measures to protect member records as we make changes to our information security practices and other internal control systems to take advantage of new technologies.

    Revised December 2010.