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How to Choose Credit or Debit

Consumers are often unsure of the difference between Credit and Debit when paying with their debit card. Here’s the breakdown:

How to choose?

Fire Police City County FCU recommends selecting “credit” whenever possible. Since your PIN is not required, you will reduce the risk of someone learning your PIN. However, if you want cash back at the point of sale, choose “debit”.

Best Practices for Card Use

Card fraud is on the rise, affecting millions of consumers each year. To protect yourself, follow these simple safety measures: