Earn 1% back on your monthly purchases. The rebate will post as a credit to your Visa account monthly. Rebates are earned on purchases only; returns will be deducted from the calculation. If your account is closed, voluntarily or involuntarily, past due or over limit, or inactive you will forfeit all rebates.
*Special purchase interest rate of 0.00% APR is applied for six months from posting date of the transaction. APR = Annual Percentage Rate. Promotional APR will last through six statements and then revert to the regular variable purchase APR with the seventh monthly statement. You have 25 days after the close of each statement period to pay your balance in full without being charged interest.
**Rate Based on creditworthiness. APR = Annual Percentage Rate. Rate valid as of January 1, 2021. Rates subject to change without notice.
†Visa Credit Card Agreement
Understanding Your Credit Card Statement
How We Calculate Your Balance
We use a method called “average daily balance (including current transactions).” See your account agreement under Finance Charge for more details.
Minimum Monthly Payment
Minimum monthly payment is 3% of your total new balance or the over limit amount, whichever is greater, but not less than $25 plus the amount of any unpaid prior payments due. Payments of $10,000 or greater may not be part of your available credit for three (3) business days. Your payment is due the 28th of every month.
Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
*Rate Based on creditworthiness. APR = Annual Percentage Rate. Rates valid as of January 1, 2021. Rates subject to change without notice.
Visa Credit Card Agreement