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Loans for Everything In-Between

Life’s full of unexpected opportunities and sometimes expenses. Personal loans are all about you and can be used for just about anything. We can help you get out of town on that once-in-a-lifetime vacation or out of debt with a consolidation loan at a lower interest rate. Your loan, your way.

Personal Loan

What’s on your list? Family trip, concert, continuing education, consolidating debt, or home upgrades? Our fixed rates and flexible terms make it easy to tackle whatever life throws at you.

  • Low fixed-rates
  • Loan amounts of $500 up to $50,000
  • Terms 12 to 84 months

1st Response Line of Credit

The in-case-you-need-it line of credit that you can use again and again, but you pay interest only on what you use. Our 1st Response Line of Credit can be a useful tool when you need to borrow money incrementally, such as paying for an ongoing project.

  • Low fixed rate
  • Low minimum payments
  • Only pay interest on the amount used
  • Revolving line of credit

Share Secured Loan

The difference between a good credit score and a bad credit score can mean the difference between buying a home, earning a college degree and achieving many other life goals. Whether you are just starting out on the road to build your credit score or are trying to recover from past mistakes, our Share Secured loan can help you. Contact Us to begin the journey to a higher credit score!

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What is a share secured loan?

A share secured loan is a personal loan that uses the money in your savings account as collateral to secure your loan. This type of loan can help you build credit by repaying the loan amount and allows the funds in your savings account to continue earning interest. The funds in your savings account are used as collateral for the loan are not available for withdrawal until the loan is paid in full. Loan options and rates vary with a share secured loan. At the end of the day, you walk away with an improved credit score and the funds in your account!

  • No application fee
  • Low fixed interest rate
  • Improved credit score
  • Access to the funds in your account at repayment