Fee Schedule

The fees that appear on this schedule are accurate and effective for deposit accounts as of June 1, 2007. If you have further questions or require current rate and fee information, please click on the "contact us" button to the left for contact information.

Share Account Fees
Christmas Club:
Early Withdrawal Fee $10.00 per withdrawal
Vacation Club:
Account Withdrawal Fee $10.00 for each withdrawal over the two per year limit.
Share Account
Minimum Balance & Opening Deposit $25.00
Close Share Fee $5.00
Dormant Account (balance under $50) $5.00
Share Draft Account Fees
Closed Checking Account Fee $5.00 per member

Minimum Opening Deposit

$25.00 for regular checking
$2500.00 for Premier Checking

Balancing Check Book $20.00 per member
Check Cashing $2.00 if account balance is below $100.00 during that visit.

Counter Checks

$0.50 each, after first five are free

Draft Copy Fee $3.00 Per copy.
$5.00 Per Copy (Mailed)
$10.00 Per Copy before January 2004
Minimum Balance Fee
(Premier Checking Only)
$5.00 if below $2500.00
Overdraft Fee Returned Check - $25.00 per item
Paid Check - $25.00
Overdraft Protection $5.00 per occurrence
Reopen Closed Draft Account $50.00
Share Draft Printing Fee Prices Vary, please contact us.

Cashier's Check (to replace members draft)

$5.00

Stop Payment Fee $15.00 single/series
Other Service Fees (applicable to all accounts)
Statement Copy Fee $5.00 per copy $7.00 (mailed)
Deposit Item Return Fee $15.00 per item (from 2nd party)
$25.00 per item (from member)
Inactive Account Fee $5.00 per month after one year and account balance is under $50.00
Account History Fee $2.00 per page/ $3.00 (mailed)
ACH Stop Payment Fee $15.00
ACH Return Item $25.00
ACH Transfer Fee (from Savings) $5.00
Coin Counting Varies
Fax $2.00
Garnishment $30.00
IRA Premature Withdrawals $10.00
IRA Account Closure Fee $25.00
Money Order Fee $2.00
Cashier's Check Fee $5.00
Non-Member Check Cashing Fee $3.00
Research with, or without a Subpoena $20.00 per hour plus cost of check copies
Wire Transfers-Domestic $25.00
Wire Transfers-International $50.00
Returned Mail Fee $2.00
Returned Statement Fee $2.00
Late Loan Payment $25.00
ATM Card Fees
ATM Empty Envelope Fee $25.00
ATM Card Transfer Fee (from Savings) $5.00
ATM/Debit Insufficient Funds $25.00
ATM Hot Card Fee $15.00
ATM PIN Change Fee $2.00
Debit Card Transfer Fee (from Savings) $8.00
Debit Card Copy Purchase Draft $5.00
Debit Card Original Purchase Draft $10.00
Replacement Cards $10.00
Nonproprietary ATM Withdrawals $1.00 after ten withdrawals in a month.(Transactions on our ATMs do not count towards the ten.)
Inquiries on ATM's $1.00 per inquiry
VISA Fees
VISA Replacement Fee $10.00
Late Payment $25.00
Overlimit Fee $25.00
VISA Statement Copy $5.00
Original Purchase Draft $10.00
Copy Purchase Draft $5.00
Foreign Transaction Fee 1.00%
Traveler's Checks
Single Signature Checks $1.00 per each $100
Two Signature Checks $2.00 per each $100

 


3306 North Clinton St. Fort Wayne, IN 46805 - 260-484-2102